[et_pb_section fb_built=“1″ custom_padding_last_edited=“on|phone“ _builder_version=“4.16″ background_color=“rgba(0,0,0,0.7)“ background_enable_image=“off“ background_blend=“overlay“ custom_padding=“72px||72px||false|false“ custom_padding_tablet=““ custom_padding_phone=“72px||72px||false|false“ global_colors_info=“{}“][et_pb_row _builder_version=“4.16″ width=“50%“ width_tablet=“85%“ width_phone=““ width_last_edited=“on|phone“ custom_padding=“0px||0px||false|false“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.16″ global_colors_info=“{}“][et_pb_text _builder_version=“4.16″ custom_margin=“||-1px|||“ global_colors_info=“{}“]<\/p>\n
[\/et_pb_text][et_pb_divider color=“#edbb5f“ divider_weight=“2px“ _builder_version=“4.16″ max_width=“100px“ module_alignment=“center“ height=“2px“ custom_margin=“0px||24px|||“ global_colors_info=“{}“][\/et_pb_divider][et_pb_button button_url=“\/kontakt“ button_text=“Za\u010d\u00edt oddlu\u017een\u00ed“ button_alignment=“center“ _builder_version=“4.16″ custom_button=“on“ button_text_size=“25px“ button_text_color=“#edbb5f“ button_border_width=“2px“ button_border_color=“rgba(255,255,255,0.3)“ button_border_radius=“0px“ button_letter_spacing=“1px“ button_font=“Saira Extra Condensed|600||on|||||“ button_icon=“$||divi||400″ button_icon_color=“#edbb5f“ background_layout=“dark“ global_colors_info=“{}“ button_bg_color__hover_enabled=“off|desktop“ button_bg_color__hover=“#edbb5f“ button_bg_enable_color__hover=“on“ button_text_color__hover_enabled=“on|hover“ button_text_color__hover=“#ffffff“ button_icon_color__hover_enabled=“on|desktop“ button_icon_color__hover=“#ffffff“ button_border_color__hover_enabled=“on|desktop“ button_border_color__hover=“#edbb5f“ button_border_width__hover_enabled=“off|desktop“ button_border_width__hover=“0px“][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=“1″ _builder_version=“4.16″ custom_padding=“4px||3px|||“ global_colors_info=“{}“][et_pb_row _builder_version=“4.16″ width=“50%“ width_tablet=“85%“ width_phone=““ width_last_edited=“on|desktop“ custom_padding=“30px||2px||false|false“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.16″ global_colors_info=“{}“][et_pb_text _builder_version=“4.16″ global_colors_info=“{}“]<\/p>\n
Dlu\u017en\u00edk mus\u00ed m\u00edt dluhy u 2 nebo v\u00edce v\u011b\u0159itel\u016f (tzv. mnohost v\u011b\u0159itel\u016f), kter\u00e9 jsou nejm\u00e9n\u011b 30 dn\u016f po splatnosti, a tyto z\u00e1vazky nen\u00ed schopen plnit. Ka\u017ed\u00e9mu, kdo prok\u00e1\u017ee, \u017ee je schopen platit m\u011bs\u00ed\u010dn\u011b odm\u011bnu insolven\u010dn\u00edmu spr\u00e1vci ve v\u00fd\u0161i 1 089 K<\/strong>\u010d, minim\u00e1ln\u011b stejnou \u010d\u00e1stku v\u011b\u0159itel\u016fm a z\u00e1rove\u0148 za trv\u00e1n\u00ed oddlu\u017een\u00ed uhrad\u00ed odm\u011bnu zpracovatele n\u00e1vrhu na povolen\u00ed oddlu\u017een\u00ed, stejn\u011b tak jako odm\u011bnu za p\u0159ezkouman\u00e9 p\u0159ihl\u00e1\u0161ky, bude povoleno\u00a0oddlu\u017een\u00ed<\/a>.<\/p>\n Dlu\u017en\u00edk\u016fm, kter\u00fdm se nepoda\u0159\u00ed uhradit minim\u00e1ln\u00ed m\u011bs\u00ed\u010dn\u011b spl\u00e1tku pohybuj\u00edc\u00ed se okolo \u010d\u00e1stky 2 300 K\u010d<\/strong>, nebude oddlu\u017een\u00ed povoleno<\/strong>. V p\u0159\u00edpad\u011b spole\u010dn\u00e9ho oddlu\u017een\u00ed man\u017eel\u016f<\/a> se jedn\u00e1 o m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku ve v\u00fd\u0161i 3 500 K\u010d<\/strong>. Dlu\u017en\u00edk ji\u017e nemus\u00ed v n\u00e1vrhu na oddlu\u017een\u00ed prokazovat, \u017ee je schopen b\u011bhem p\u011bti let splatit 30 % sv\u00fdch z\u00e1vazk\u016f. Dlu\u017en\u00edk ji\u017e nep\u0159edkl\u00e1d\u00e1 \u00fapln\u00fd seznam z\u00e1vazk\u016f s uveden\u00fdmi v\u011b\u0159iteli<\/strong>.\u00a0<\/p>\n Oddlu\u017een\u00ed bude povoleno, pokud budou spln\u011bny z\u00e1konn\u00e9 po\u017eadavky. T\u011bmito po\u017eadavky jsou:<\/p>\n Pokud tyto podm\u00ednky dlu\u017en\u00edk nespln\u00ed<\/strong> (tedy soud nap\u0159. dosp\u011bje k z\u00e1v\u011bru, \u017ee dosavadn\u00ed v\u00fdsledky \u0159\u00edzen\u00ed dokl\u00e1daj\u00ed lehkomysln\u00fd nebo nedbal\u00fd p\u0159\u00edstup dlu\u017en\u00edka nebo \u017ee dlu\u017en\u00edk nebude schopen platit pot\u0159ebnou \u010d\u00e1stku), soud n\u00e1vrh na povolen\u00ed oddlu\u017een\u00ed<\/a> zam\u00edtne (v\u011bcn\u011b posoud\u00ed, ale zjist\u00ed, \u017ee podm\u00ednky pro povolen\u00ed oddlu\u017een\u00ed nejsou spln\u011bny).<\/p>\n Kdy byste m\u011bli o oddlu\u017een\u00ed p\u0159em\u00fd\u0161let?<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=“1″ _builder_version=“4.16″ custom_padding=“2px||0px||false|false“ global_colors_info=“{}“][et_pb_row _builder_version=“4.16″ width=“50%“ width_tablet=“85%“ width_phone=““ width_last_edited=“on|phone“ custom_padding=“20px||9px|||“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.16″ global_colors_info=“{}“][et_pb_text _builder_version=“4.16″ custom_padding=“||0px|||“ global_colors_info=“{}“]<\/p>\n Mezi z\u00e1kladn\u00ed povinnosti pat\u0159\u00ed \u0159\u00e1dn\u00e9 spl\u00e1cen\u00ed m\u011bs\u00ed\u010dn\u00edch spl\u00e1tek<\/strong> podle podm\u00ednek ulo\u017een\u00fdch insolven\u010dn\u00edm soudem. Dlu\u017en\u00edk je povinen v\u017edy jednou za p\u016fl roku po dobu cel\u00e9ho oddlu\u017een\u00ed p\u0159edkl\u00e1dat insolven\u010dn\u00edmu soudu a insolven\u010dn\u00edmu spr\u00e1vci p\u0159ehled p\u0159\u00edjm\u016f za posledn\u00edch 6 m\u011bs\u00edc\u016f<\/strong>. Dary, d\u011bdictv\u00ed \u010di mimo\u0159\u00e1dn\u00e9 p\u0159\u00edjmy nesm\u00ed dlu\u017en\u00edk zatajit a je povinen je sd\u011blit insolven\u010dn\u00edmu spr\u00e1vci. Nesm\u00ed zv\u00fdhod\u0148ovat n\u011bkter\u00e9ho z v\u011b\u0159itel\u016f, tedy hradit nad r\u00e1mec spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e, a nesm\u00ed p\u0159ij\u00edmat nov\u00e9 z\u00e1vazky, kter\u00e9 by nebyl schopen \u0159\u00e1dn\u011b hradit.<\/p>\n Obvykle dlu\u017en\u00edk dolo\u017e\u00ed:<\/p>\n Dlu\u017en\u00edk je d\u00e1le povinen dolo\u017eit p\u0159\u00edjmy za posledn\u00edch 12 m\u011bs\u00edc\u016f<\/strong>, nicm\u00e9n\u011b i pokud to nen\u00ed mo\u017en\u00e9, nemus\u00ed to b\u00fdt nep\u0159ekonatelnou p\u0159ek\u00e1\u017ekou.\u00a0Jejich prok\u00e1z\u00e1n\u00ed je mo\u017en\u00e9 u\u010dinit nap\u0159\u00edklad \u010destn\u00fdm prohl\u00e1\u0161en\u00edm, kter\u00e9 pro v\u00e1s r\u00e1di p\u0159iprav\u00edme. Stejn\u011b tak pom\u016f\u017eeme i s\u00a0\u00fapravou o\u010dek\u00e1van\u00fdch p\u0159\u00edjm\u016f. <\/span> V r\u00e1mci na\u0161ich slu\u017eeb v\u00e1m vypo\u010dteme, jakou \u010d\u00e1stku je pot\u0159eba soudu dolo\u017eit a doporu\u010d\u00edme v\u00e1m p\u0159\u00edpadnou \u00fapravu va\u0161ich p\u0159\u00edjm\u016f. Nedostate\u010dn\u00fd p\u0159\u00edjem lze \u0159e\u0161it nap\u0159\u00edklad darovac\u00ed smlouvou nebo smlouvou o d\u016fchodu, kdy d\u00e1rcem\/poskytovatelem d\u016fchodu m\u016f\u017ee b\u00fdt osoba bl\u00edzk\u00e1 ale i ciz\u00ed osoba. Vzor darovac\u00ed smlouvy v\u00e1m zdarma poskytneme.<\/p>\n <\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=“1″ _builder_version=“4.16″ background_color=“rgba(0,0,0,0.03)“ custom_padding=“30px||4px||false|false“ global_colors_info=“{}“][et_pb_row _builder_version=“4.16″ width=“50%“ width_tablet=“85%“ width_phone=““ width_last_edited=“on|phone“ custom_padding=“||3px|||“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.16″ global_colors_info=“{}“][et_pb_text _builder_version=“4.16″ text_font=“||||||||“ text_orientation=“center“ max_width=“7000px“ locked=“off“ global_colors_info=“{}“]<\/p>\n Soud posuzuje p\u0159\u00edjmy dlu\u017en\u00edka, a to nejen sou\u010dasn\u00e9<\/strong>, ale i p\u0159\u00edjmy za obdob\u00ed jednoho roku zp\u011btn\u011b. N\u00ed\u017ee naleznete doporu\u010den\u00fd seznam dokument\u016f<\/strong> prokazuj\u00edc\u00edch p\u0159\u00edjmy pro pod\u00e1n\u00ed n\u00e1vrhu na oddlu\u017een\u00ed.<\/p>\n [\/et_pb_text][et_pb_divider color=“#edbb5f“ divider_weight=“2px“ _builder_version=“4.16″ max_width=“60px“ module_alignment=“center“ height=“2px“ locked=“off“ global_colors_info=“{}“][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=“4.16″ width=“50%“ width_tablet=“85%“ width_phone=““ width_last_edited=“on|phone“ custom_margin=“|auto|-1px|auto||“ custom_padding=“4px||35px|||“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.16″ global_colors_info=“{}“][et_pb_text _builder_version=“4.16″ custom_margin=“||-13px|||“ global_colors_info=“{}“]<\/p>\n Splacen\u00ed dluh\u016f m\u016f\u017ee b\u00fdt provedeno kombinac\u00ed \u2013 jak sr\u00e1\u017ekami se mzdy, tak jin\u00fdmi p\u0159\u00edjmy (nap\u0159. pravideln\u00fdm finan\u010dn\u00edm darem) v\u010detn\u011b p\u0159\u00edpadn\u00e9ho prodeje majetku apod. Pokud jste moment\u00e1ln\u011b bez p\u0159\u00edjmu nebo je v\u00e1\u0161 p\u0159\u00edjem p\u0159\u00edli\u0161 n\u00edzk\u00fd, je mo\u017en\u00e9 pro osoby bez p\u0159\u00edjmu vstoupit do oddlu\u017een\u00ed v p\u0159\u00edpad\u011b, \u017ee jim t\u0159et\u00ed osoba bude poskytovat pot\u0159ebn\u00fd dar pro spln\u011bn\u00ed podm\u00ednek oddlu\u017een\u00ed. V r\u00e1mci zpracov\u00e1n\u00ed n\u00e1vrhu na povolen\u00ed oddlu\u017een\u00ed provedeme kontrolu va\u0161ich p\u0159\u00edjm\u016f a v p\u0159\u00edpad\u011b, \u017ee bude nutn\u00e9 p\u0159\u00edjem nav\u00fd\u0161it, v\u00e1m tuto skute\u010dnost v\u010das sd\u011bl\u00edme a nalezneme \u0159e\u0161en\u00ed.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=“1″ admin_label=“Feature – Image Left“ _builder_version=“4.16″ custom_margin=“-1px||||false|false“ custom_padding=“19px|0px|2px|0px||“ global_colors_info=“{}“][et_pb_row _builder_version=“4.16″ width=“50%“ width_tablet=“85%“ width_phone=““ width_last_edited=“on|phone“ custom_margin=“-7px|auto|-4px|auto||“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.16″ global_colors_info=“{}“][et_pb_text _builder_version=“4.16″ custom_margin=“||-2px|||“ global_colors_info=“{}“]<\/p>\n Pro sjedn\u00e1n\u00ed bezplatn\u00e9 konzultace vypl\u0148te a ode\u0161lete jednoduch\u00fd formul\u00e1\u0159. V\u0161e lze vy\u0159e\u0161it i online bez osobn\u00ed sch\u016fzky, co\u017e doporu\u010dujeme. Oddlu\u017een\u00ed nebylo nikdy tak v\u00fdhodn\u00e9 a jednoduch\u00e9, jako je tomu v roce 2024.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=“on“ gutter_width=“4″ custom_padding_last_edited=“on|phone“ module_id=“oddluzeni“ _builder_version=“4.16″ width=“50%“ width_tablet=“85%“ width_phone=““ width_last_edited=“on|phone“ custom_margin=“-5px|auto|20px|auto||“ custom_padding=“4px||32px||false|false“ custom_padding_tablet=““ custom_padding_phone=“3px||0px||false|false“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.16″ custom_padding=“|||“ global_colors_info=“{}“ custom_padding__hover=“|||“][et_pb_text _builder_version=“4.16″ text_font=“||||||||“ min_height=“85px“ custom_margin=“1px||-3px|||“ custom_margin_tablet=““ custom_margin_phone=“-1px||-3px||false|false“ custom_margin_last_edited=“on|phone“ custom_padding=“||0px|||“ global_colors_info=“{}“]<\/p>\n [\/et_pb_text][et_pb_divider color=“#edbb5f“ divider_weight=“2px“ _builder_version=“4.16″ max_width=“60px“ module_alignment=“left“ height=“2px“ custom_margin=“0px||24px|||“ global_colors_info=“{}“][\/et_pb_divider][et_pb_text _builder_version=“4.16″ custom_margin=“-4px|||||“ custom_padding=“||10px||false|false“ global_colors_info=“{}“]<\/p>\n N\u00e1vrh na insolvenci \u2013 jak\u00e9 p\u0159\u00edlohy budete pot\u0159ebovat?<\/a><\/p>\n Jak\u00e9 p\u0159\u00edjmy podl\u00e9haj\u00ed sr\u00e1\u017ek\u00e1m v oddlu\u017een\u00ed?<\/a><\/p>\n Pr\u00e1vnick\u00e1 firma roku 2022 pro Restrukturalizace a insolvence \u2013 ocen\u011bn\u00ed pro FABIAN & PARTNERS<\/a><\/p>\nPo\u017eadavky k oddlu\u017een\u00ed<\/h3>\n
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nem\u00edt tzv. kvalifikovanou insolven\u010dn\u00ed historii (v posledn\u00edch 10 letech nesm\u011blo b\u00fdt p\u0159izn\u00e1no osvobozen\u00ed od placen\u00ed pohled\u00e1vek, v posledn\u00edch 5 letech nesm\u011bl b\u00fdt n\u00e1vrh na povolen\u00ed oddlu\u017een\u00ed zam\u00edtnut nebo oddlu\u017een\u00ed zru\u0161eno pro nepoctiv\u00fd z\u00e1m\u011br nebo v posledn\u00edch 3 m\u011bs\u00edc\u00edch nevzal dlu\u017en\u00edk sv\u016fj n\u00e1vrh na povolen\u00ed oddlu\u017een\u00ed zp\u011bt).<\/li>\n<\/ul>\n\n
Povinnosti p\u0159i oddlu\u017een\u00ed<\/h2>\n
Prokazov\u00e1n\u00ed p\u0159\u00edjmu pro n\u00e1vrh na oddlu\u017een\u00ed<\/h2>\n
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P\u0159\u00edjmy, kter\u00e9 nejsou pou\u017eiteln\u00e9 pro oddlu\u017een\u00ed<\/h2>\n
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Dolo\u017een\u00ed p\u0159\u00edjm\u016f pro oddlu\u017een\u00ed<\/h2>\n
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<\/h3>\n
Spl\u00e1cen\u00ed dluh\u016f<\/h3>\n
SJEDNETE SI NEZ\u00c1VAZNOU KONZULTACI ZDARMA.<\/h3>\n
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Souvisej\u00edc\u00ed \u010dl\u00e1nky<\/h2>\n